Who We Serve

Sierra Pacific Financial Advisors (SPFA) specializes in providing integrated financial planning and investment management solutions to a diverse client base with a wide-range of needs in the California Bay Area. None of our clients’ share the exact same set of life circumstances or aspirations. What they have in common is the desire to attain the financial resources necessary to fuel their dreams and the peace of mind that comes with working with an independent fee-only financial advisor.

• Corporate Executives With Stock Options/Restricted Stock Units (RSU): Our strategies and methods for exercising stock options and RSU offer phenomenal opportunities with upfront cash advance and capital gains tax deferral. With our stock option tax strategies, corporate executives with low cost basis of stock options/RSUs are able to protect and diversify their wealth without unwanted tax implications.

• Pre-and Post- Retirees - Our comprehensive retirement planning creates a blueprint to help you achieve a comfortable retirement life that you desire and enjoy in those golden years. The plan will answer the most critical questions in your mind like

• When am I able to retire comfortably?
• Do I face the risk of outliving my money?
• Do I have the insurance coverage to protect my assets for the longest time possible?

• Medical Doctors – With an intense and demanding career, it can be a challenge for to find the needed time to manage your personal finances. Sierra Pacific Financial Advisors understands your needs and unique situation. We provide a wide range of investment and wealth management (link to wealth management page) solutions that remove the worry about managing your financial affairs and help you build a strong investment portfolio.

• Families/Women In Life Transitions - SPFA conducts a discovery process with other professionals, such as attorneys and accountants, to assist you in navigating that most difficult time. Our team advises you on how to deal with the transfer of assets that happens following the event of divorce, inheritance and/or loss of loved ones. Additionally, we work with you to develop a post-event investment structure to meet both your short-term and long-term financial needs.

• Small Business Owners: As a part of our specialty, Sierra Pacific Financial Advisors offers cash management solutions designed to help the Small Business Owner manage day-to-day operations and control costs. We can also develop customized company retirement plan for you and your employees based on your business climate and other considerations. In addition, we offer cost-effective retirement plan recordkeeping as well as custodian and trustee services.

• High- Net-Worth International Clients: Over the years, Sierra Pacific Financial Advisors has developed a specialty serving high-net-worth international clients, especially those foreign executives working in the U.S. We assist you and your family in establishing a solid financial foundation and diversify your wealth globally. Our multi-language advisors are able to speak with you in your preferred language.

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