Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Contents Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. The History of Retirement Do you know where the idea of “retirement” comes from? Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.